Opportunity for All Program

Merit America has set aside up to 10% of our spots for the Opportunity for All program.

The Opportunity for All program is for Merit America learners who were denied the Zero Percent Loan from Ascent due to debt or collections and are unable to cover their costs through the currently available payment options, such as employer sponsorship or upfront payment.

No. The Opportunity for All program is for Merit America learners who were denied the Zero Percent Loan from Ascent due to debt or collections and are unable to cover their costs through the currently available payment options, such as employer sponsorship or upfront payment. If you were denied the Zero Percent Loan from Ascent due to visa requirements or citizenship, you can defer to a future cohort once you meet the eligibility requirements for the Zero Percent Loan outlined here. If you’d like to stay in your program, you can cover your costs via one full upfront payment by the end of Week 4.

No, you have to apply to be covered by the program. Since the Zero Percent Loan is a product of another company, Merit America is not involved in eligibility decisions, and does not have access to the information of who qualifies for the loan and who doesn’t. If you apply for the loan, and are denied, please fill out a form to be covered by the Opportunity for All program.

No. Since spots are limited, the program is only available to learners who have been denied a loan product. Also, more people are eligible for the loan than you might think. According to Ascent Funding, “there is no minimum credit history or credit score required for loan approval for the Ascent Zero Percent loan.”