Merit America Guarantee

At Merit America, our primary goal is to generate wage gains for learners, in careers they love.

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We’re so confident in our program that we promise that if you don’t earn at least $40k within the two years after the Immersion end date of your chosen Merit America program, you don’t have to pay.

Merit America Guarantee:

If you qualify by fulfilling the requirements, and don’t earn at least $40,000 a year within two years of the Immersion end date of your Merit America program, you may be eligible for a full refund or cancellation of your loan. 

Please note: if your total earning exceeds $3,333.33 in any given month during those two years post-Immersion, you will not qualify for the Merit America Guarantee.

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Who Qualifies for the Merit America Guarantee?

  • Are 18 years or older and legally authorized to work in the United States;
  • Pay for the program upfront or with a Zero Percent Loan from Ascent Funding
  • Have progressed to Immersion and have either completed the Immersion or have an exit week greater than Week 5
  • Are not in default with the loan servicer and have reported their earned income at minimum on an annual basis
  • Completed the post-program surveys, including the six-month and twelve-month post-program surveys, as sent by Merit America to you, within two (2) weeks of receipt

About the request: This request must be made within 180 days after your reaching the two-year anniversary of the last day of your Immersion phase. Once your request is reviewed, you may be eligible to receive a complete refund or have your loan canceled