Merit America Guarantee

The Merit America Guarantee

At Merit America, our primary goal is to generate wage gains for learners, in careers they love.

shield2-year income protection paymentsFull refund eligible schedule180-day request window
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How it works

How does the Merit America Guarantee Work?

If you qualify by fulfilling the requirements, and don’t earn at least $40k a year (or $3,333.33 in any given month) within two years of the Immersion end date of your Merit America program, you may be eligible for a full refund.

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Eligibility requirements

Who Qualifies for the Merit America Guarantee?

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Are 18 years or older and legally authorized to work in the United States;

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Pay for the program upfront or with a Zero Percent Loan from Ascent Funding

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Have progressed to Immersion and have either completed the Immersion or have an exit week greater than Week 5

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Are not in default with the loan servicer and have reported their earned income at minimum on an annual basis

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Completed the post-program surveys, including the six-month and twelve-month post-program surveys, as sent by Merit America to you, within two (2) weeks of receipt

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It has been at least 24 months since you have completed or exited your Merit America program

Note on timing: Requests can be made no later than 180 days following the two year anniversary since completing or exiting the program.
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Your eligibility window

Your eligibility window opens exactly 24 months after you completed or exited your Merit America program. You must submit your request no later than 180 days following that two-year anniversary.

Need to submit your guarantee request?

Make sure you meet all eligibility requirements above before submitting. Questions? Visit our Help Center.

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